Meet The Team

It takes a diverse and dedicated team to make a well-oiled machine run smoothly.  Alpen Mortgage is founded on the simple principles of Make-Sense Underwriting, Local Decision Makers, Risked-Based Lending and Fast Funding.  Meet the team that makes it all happen:


Max Haynes

Max has spent more than two decades disrupting traditional finance models to accelerate opportunities in the lending, real estate, banking and private finance sectors. Max invested years in the private mortgage arena, while also consulting for numerous players in the U.S. banking industry, including Citibank MasterCard & Visa.

Max currently serves with the Reno Mayor on her Housing and Development Task Force and has served on a number of national advisory boards including The U.S. Small Business Administration, The U.S. Department of Commerce and The Association of Collegiate Entrepreneurs

Max was an early member of the Entrepreneurs’ Organization and has been a major speaker at national conferences such as the Young Presidents’ Organization and the Young Entrepreneurs’ Organization.
Max enjoys boating on Lake Tahoe and spending time with his 2 children.


Tonya Russell

Tonya began her lending career in 1990 as a receptionist and quickly became one of the most respected processors in our area.  She has processed, originated and at times, closed more loans than the loan officers she processed for, all while managing the operations of the office.   She has worked for local mortgage brokers as well as bankers.  Her experience in all phases of lending and her ability to work with borrowers, investors, construction managers and closing agents makes her a valued member of the Alpen Mortgage team.

Tonya is a Nevada native who enjoys anything outdoors; four wheeling, camping, boating at Pyramid Lake and spending time with her family.


Jeffrey Peterson

Jeff brings a broad range of experience in both B2B and B2C environments to the Alpen Mortgage team. He is well-versed in both production and operational processes that deliver extraordinary results. Jeff’s 13 years of industry experience include being among the nation’s top loan originators in 2005/2006. He served on a team of Hedge Fund Directors that brought innovative financial engineering to the banking crisis of the mid 2000’s. His Executive-level leadership experience has sharpened his unique ability to execute growth-strategies that address both sales revenue generation and operational process efficiency.

Jeff is a life-long musician who enjoys golf and snowboarding.  He and his wife of 24 years have raised 4 children. Jeff holds a Bachelor of Arts degree from the University of Nevada.


Marilyn Spencer

Marilyn studied Business Finance at San Francisco State University.  She began her mortgage career in 1994 in Southern California and was the preferred lender for many local builders.

In 1998, she moved to the Tahoe area establishing herself in the local market. Aspiring to own her own company,   Marilyn founded Alpen Mortgage in 2002 and now has offices in both Nevada and California.

Marilyn enjoys skiing, riding dirt bikes and fast cars.


David Abron

David joins the Alpen Mortgage team and brings with him years of vast experience.  As a former CA Mortgage License holder, David understands the individual needs of lending clients.  David’s various roles within tech and corporate environments uniquely qualifies him work closely with hi-net clients.  David also brings with him years of customer service excellence as well as over a decade of marketing experience.

David enjoys skiing, mountain biking and spending time with his daughter.  David holds a Bachelor’s of Science degree from Rochester Institute of Technology.

We are proud to welcome David to our growing Alpen Mortgage Family..


Sara Mendoza

Sara is the newest addition to the Alpen family.  Sara joins the team with years of customer service experience in the construction Industry.

Before joining Alpen Mortgage, Sara spent time as an office administrator within the banking industry.  She went on to find a love for the Mortgage Industry and after several years as a Mortgage Loan Officer Assistant, decided she wanted to join a fun and progressive team.

Sara lives in the Lake Tahoe area and finds herself spending her free time with her daughter.

We are excited to welcome Sara to the Alpen Mortgage Team.