Our Story

Our Story began out of necessity. Max Haynes acquired his first property in the 1990’s through a creative financing structure amidst a very weak economy. He realized the tremendous need for a reliable alternative to traditional bank lending. As he scrambled for answers, he discovered what is today known as Private Money. As Max continued to acquire real estate with private loans; a light-bulb went off: If Private Money helped rapidly grow my real estate investments…how many others could it help?

With that idea, Max partnered with Marilyn Spencer. In the ensuing years, they built a team enabling Alpen Mortgage to grow into the largest Private Money Lender in Northern Nevada – funding over $100,000,000 in loans in the last year.

Alpen Mortgage serves residential builders, commercial developers as well as individual borrowers with loans ranging from $500,000 to $12,000,000. Alpen Mortgage is excited to be a part of our community as it experiences record growth. We are rapidly expanding our offerings of creative financial solutions.